How do I check if I have a Credit Line increase available?
You may be eligible for an increase in your credit limit after you have direct deposited your income into your One account for over a month. Eligible month income must be a qualifying direct deposit of >$500 - more details can be found here.
Once you are eligible, you will see a message after logging into your One app allowing you to increase your limit. This new limit is available at the same rate and terms.
You can also check your eligibility on our web app or your mobile app by taking the following steps:
- After logging in, tap on your Spend Pocket
- Tap on the more button (three vertical dots) in the top right hand corner
- Tap on the grey "Check Eligibility" button towards the middle of your screen