How does Credit Builder help with my credit score?

How does Credit Builder help with my credit score?

As you spend from Credit Builder, money is subtracted from your balance and held to make an automatic on-time payment on the 25th of the month. This payment is reported to the primary credit bureaus.

Timely payments can have a positive impact on your credit score.

Utilization is not reported. Use up to your limit without any impact on your credit.