Credit Builder is currently in beta testing. To request early access, click here
Once you receive an email that you are eligible for Credit Builder, open and login to your One app.
- From your Dashboard, tap on the + icon next to Get more from One
- Tap on Easy credit building
- Tap on Learn More
- Tap on Create a Pocket
- Review both the Credit Builder and Secured Account agreement. Once reviewed, if agreed upon, check the boxes next to each and tap on Add Credit Builder.
Once you add the Credit Builder Pocket, you can transfer existing funds from one of your other Pockets or from an external financial institution. After adding funds into Credit Builder, you can assign your One card to that pocket and start spending! As you make purchases, the available funds will decrease accordingly.