What is a Pocket?

When you create your account, we give you Pockets which is where your money is stored. Pockets serve multiple purposes based on their type.

By default, you get one Pocket for spending (Spend Pocket) and another for saving (Save Pocket). You also receive a credit line (your Credit Line) and can activate a special Auto-Save Pocket.

Create a Pocket

You may create additional Spend Pockets and provide a unique name for each.

Share a Pocket

You’re able to share any Pocket (except Auto-Save) with other One customers. Roommates or a family could create a Spend Pocket for shared expenses, or a couple could create a Save Pocket when saving up for a big day. Friends can share a Spend Pocket when going out, to make splitting the dinner tab easy.

Assign your card to a Pocket

And with your account through One, you can assign your card to any Spend Pocket to spend funds managed however you want. Quickly change this within the app, while you’re standing in line or waiting for the bill to arrive, and change it back before your next transaction.