What is a pocket?

When you create your account, we give you pockets which is where your money is stored. Pockets serve multiple purposes based on their type.

By default, you get one pocket for spending (your Spend pocket) and another for saving (called your Save pocket). You also receive a credit line (your Credit Line) and can activate a special Auto-Save pocket. You may also create additional Spend pockets and provide a unique name for each.

You’re able to share any pocket (except Auto-Save) with other One customers. Roommates or a family could create a Spend pocket for shared expenses, or a couple could create a Save pocket when saving up for a big day. Friends can share a Spend pocket when going out, to make splitting the dinner tab easy.

And with your account through One, you can assign your card to any Spend pocket (or your Credit Line) to spend funds managed however you want. Quickly change this within the app, while you’re standing in line or waiting for the bill to arrive, and change it back before your next transaction.