The Annual Percentage Yield, or "APY", is a percentage rate reflecting the total amount of interest paid on an account. Our APYs are based on the interest rates we offer and how often interest compounds (interest on the amounts you contribute plus any interest you have already earned).
The Annual Percentage Rate (APR) is the amount you pay each year to borrow money, including fees, expressed as a percentage.
Interest accrues daily and is credited to your One account monthly.
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