One account types

Is my One account a checking or savings account?

One offers two types of accounts: Deposit accounts and credit accounts. All of our deposit accounts (Spend, Save, Auto-Save, or any other Pocket you create) are commonly referred to as checking accounts. 

While your Save and Auto-Save Pockets might feel like savings accounts, they are technically high-interest checking accounts. This is one of the reasons we don’t limit the number of transactions you may conduct in your Save or Auto-Save Pockets each month.

Use your One World Debit Card how you would with any other financial institution.

Your account through One is FDIC insured for a combined total of up to $250,000 through our banking provider, Coastal Community Bank, member FDIC.