Promotions Terms

Lemons into Lemonade Promotion for Simple Customers - Welcome to One

Users must fund One account from Simple account between 10:00am PST 1/7/2021 and 11:59pm PST 1/31/2021. User will receive a 10% bonus (up to $50) on their first Simple transfer if at 11:59pm PST 4/1/2021 their One account is in good standing and has an account balance of $50+, and the user made 5 One card transactions within 45 days of account creation. The bonus will be deposited into the user’s Spend Pocket by 11:59pm PST 4/15/2021. This promotion does not apply to users who were One customers before 1/7/2021. This promotion may be combined with other One promotions. Excludes money transfers and peer-to-peer payments. One reserves the right to refuse to pay a promotional bonus if it determines, in its sole discretion, that the bonus was claimed under wrongful or fraudulent circumstances. One reserves the right to end or modify any promotion at any time.

Other Promotions for Existing One Customers

Are you an existing One customer? We’re offering cash rewards when you take certain actions with your One account!

Currently, One is offering the promotions described below to its existing customers. For each promotion, there is a limit of one cash reward per customer. One reserves the right to change the terms of any promotion, or terminate any promotion, at any time, in its sole discretion, and without notice. If you do not accept the terms of these promotions, please do not participate. Any cash reward you receive may be considered taxable income. Recipients of cash rewards are responsible for any resulting federal, state, or other taxes.

$5 reward for your first card purchase

Spend with your One card, and after your first purchase completes we’ll add $5 to your Spend pocket.

We’ll add the $5 reward within ten business days of your first card purchase completing. Sometimes, a purchase completing may take a few days after it is initiated—a purchase labeled ”pending” is not yet complete.

This promotion began on 7/22/2020. Any customer whose first purchase occurred before that date is not eligible to receive this promotion.

12 for $12 December One card promotion

Users must use their One card to make twelve $2.50 or more qualifying purchases before 11:59pm PST on 12/31/20 to be eligible for a $12 One card bonus. All qualifying purchases must be posted in December starting on 12/03/20 4:01pm PST. Excludes money transfers, ATM withdrawals and peer-to-peer payments. $12 bonus will be deposited automatically on or around 1/15/2021 in user’s Spend Pocket.

One Customer Survey Promotion

One Customer Survey Promotion (the “Promotion”) begins at 12:01 a.m. Pacific Time (“PT”) on March 19, 2021 and ends at 11:59 p.m. PT on March 28, 2021 (the "Promotion Period").  

ELIGIBILITY: The Promotion is open to individuals who are 18 years of age or older and have a One Account as between January 1, 2021 - February 15, 2021 and are recipients of a One Survey email (“Entrant”). Void outside of the United States. All applicable laws and regulations apply.

During the Promotion Period, when you receive a One Survey e-mail with a link to a survey, click the link and follow the instructions to complete the survey.  Once the survey is fully completed and submitted, you will receive $10 which will be deposited into your Spend Account between two and four weeks after survey completion (dates of deposit may vary). Standard data/usage rates from your online/phone service provider may apply. All surveys must be received within one calendar week of delivery to be eligible.  Limit one (1) survey per person. Surveys received in excess of the limitation will be void. Survey emails forwarded to non-designated customers will not be recognized.

By participating in this Promotion, Entrants agree to be bound by these Official Rules and the decisions of One. By accepting the $10, Entrant agrees that One and those acting under One's authority may use Entrant's name, likeness, and/or hometown, for advertising and promotional purposes without further consideration, unless prohibited by law.  

Any personal information that you provide in connection with the Promotion shall be used by One to administer this Promotion, contact Entrant, and for the other purposes set forth in the One’s privacy policy.  By entering this Promotion you agree to One’s collection of personal information and accept their privacy policy. If Entrant authorizes, by opting in, One may provide Entrant with information relating to products, services and promotions of One. Participation in this Promotion using One is subject to One's Terms. You also have the right of opposition to the data collection, under certain circumstances. To exercise such right, you may email help@onefinance.com.

202One | $50 Paycheck Direct Deposit Bonus

Users must add at least two recurring paycheck direct deposit to their One account starting 12:01am PST on 1/1/2021 through 11:59pm PST on 3/5/2021. A user will earn a $50 bonus after both qualifying paycheck direct deposits post to the same One account. The first completed payroll deposit of $250 or more by 11:59pm PST on 2/5/2021 as well as a second payroll deposit of $250 or more must post to the same One account on or before 11:59pm PST on 3/5/2021. The bonus will be deposited to the user’s Spend Pocket on or by 3/15/2021. This promotional bonus does not apply to users who currently have paycheck direct deposit set up and cannot be combined with any other One promotional offer. If your paycheck direct deposit is not recognized, please submit this form so that the correct team may assist you. Excludes money transfers and peer-to-peer payments.

Learn more about what qualifies as a paycheck direct deposit here.

One reserves the right to refuse to award a user the Promotional offer if it determines, in its sole discretion, that the bonus was claimed under wrongful or fraudulent circumstances. One reserves the right to end or modify any promotion at any time.

One partners with various online sites with whom we have an affiliate arrangement. In cases where there is a special offer or promotion issued by the advertiser (the affiliate), they will retain sole responsibility for the determination of eligibility and reward.