Joint Accounts

Does ONE offer Joint Accounts?

Although not a legal joint account in the traditional sense, we offer something much better and more flexible through our unique concept of Shared Pockets. We believe it is important to be able to easily share money + savings with family and friends on an ongoing basis, and that you shouldn't need extra cards and accounts to do so.

To do so, we offer Share Pockets which allow you to easily create pools of money with people in your life. You’re able to share any Pockets (except Auto-Save) with other ONE customers. Both you and whomever you share your Pocket with will be able to add funds into the Pockets and access the money in the Pocket using your ONE card, ACH transfers or internal transfers.

This makes it easy to budget, save, plan for trips, etc without needing to share all of your finances.

How do I share a Pocket?

Everything you need to know about sharing a Pocket lives here.

Keep in mind that you can earn $50 for each family member or friend you refer who successfully creates an account and adds a qualifying paycheck direct deposit of $250 or more in a single transaction. You can find and send your referral link here - and start sharing Pockets as soon as they sign up!