Here at One, we believe in living fee-free! This means that we do not charge for things traditional banks might charge, such as:
- Monthly fees
- Account fees
- Overdraft fees
- NSF (non-sufficient funds) fees
- Foreign Transaction fees*
- ATM fees**
And while we believe this list to be inclusive of all fees, if you have a question about something not listed here, please reach out to us!
It's important to keep in mind that your One Card is subject to the following limits:
- ATM withdrawals – up to $500 per day
- Transactions– up to $5,000 per day
ATM and Transaction daily limit cutoff time is midnight UTC.
One does not have the ability to increase daily ATM or Transaction limits.
Limits are not independent from one another. ATM withdrawals will count towards your daily transaction limit.
For the most up to date information on our fees and rates, check out our Rate Sheet.
*Please keep in mind that while One does not charge any foreign transaction fees, the merchant or MasterCard may charge conversion or other fees.
**While One does not charge ATM fees, some ATM networks may charge you fees to use their ATMs. Luckily, you have access to up to 55,000 surcharge-free ATMs worldwide through the Allpoint network! Click here to locate the closest Allpoint ATM.