Fees and Daily Limits

Question 

Does One have any fees or daily limits I should be aware of?

Answer 

Here at One, we believe in living fee-free! This means that we do not charge for things traditional banks might charge, such as:

• Monthly fees;
• Account fees;
• Overdraft fees;
• NSF (non-sufficient funds) fees;
• Foreign Transaction fees; or
• ATM fees*

And while we believe this list to be inclusive of all fees, if you have a question about something not listed here, please reach out to us! 

It's important to keep in mind that your One Card is subject to the following limits:

• ATM withdrawals – up to $500 per day 
• Transactions– up to $5,000 per day

Limits are independent from one another. The ATM limit will not count towards your transaction limit and vice versa. 

The ATM daily limit cutoff time is 4pm PST.

For the most up to date information on our fees and rates, check out your Rate Sheet!

*Please note that while One does not charge ATM fees, some ATM networks may charge you fees to use their ATMs. Luckily, you have access to up to 55,000 surcharge-free ATMs worldwide through the Allpoint network! Click here to locate the closest Allpoint ATM.