This feature is only available on web currently and will be available in our next mobile releases.
What is Card Auto-Save?
Card Auto-Save allows all One account holders to automatically save with every card transaction. We round up your One card transactions to the next whole dollar, and each day we transfer that into your Auto-Save Pocket, earning 3.00% APY*
How do I get started?
Head to your Auto-Save Pocket and simply turn on Card Auto-Save.
What pocket are Card Auto-Save funds pulled from?
Funds are only transferred from your Spend Pocket to your Auto-Save Pocket.
What happens if my Spend Pocket goes below $0?
If you don't have enough money in your Spend Pocket, no Card Auto-Save transfer will be made that day.
How often are Card Auto-Save transfers made?
All transfers made when Card Auto-Save is enabled will be made based on card transactions finalized on the previous day. If you make multiple transactions in a single day, you will see a single transaction made to your Auto-Save Pocket that contains the sum of all rounded up amounts from completed transactions in the previous day.
For example: A $2.50 purchase will round up by $0.50 and a $2.70 purchase will roundup by $0.30. If those were the only two transactions you made, you'd Auto-Save $0.80 the next day!
What is the minimum or maximum amount that can be rounded up?
Card transactions must be complete (“settled”) before the rounded amount is moved to Auto-Save. Each card transaction is eligible for $0.01 to $1.00 to move into Auto-Save.
How does Card Auto-Save and shared pockets work?
If you're sharing pockets with One, only transactions made with your One card will count toward your Card Auto-Save. If you leave a shared pocket before your Card Auto-Save transfer occurs, you may not receive a round-up when that transaction completes.
Do I need Direct Deposit setup to utilize Card Auto-Save?
No. Card Auto-Save is available to anyone who activates it in their (web) app, and who spends on their One card.
*Annual Percentage Yield effective as of 6/1/2020 and subject to change