With Pocket Protector, if your Spend Pocket does not have enough funds to cover the transfer, your transaction will be declined.
For example, let's imagine Sara has $20 in their Insurance Pocket and $100 in their Spend Pocket. They try to make an insurance payment from their Insurance Pocket of $140. In this case, their transaction would be declined since their Spend and Insurance Pockets combined have only $120 available.
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