Pocket Protector: What happens if I don’t have enough funds in my Spend Pocket?

With Pocket Protector, if your Spend Pocket does not have enough funds to cover the transfer, your transaction will be declined.

For example, let's imagine Sara has $20 in their Insurance Pocket and $100 in their Spend Pocket. They try to make an insurance payment from their Insurance Pocket of $140. In this case, their transaction would be declined since their Spend and Insurance Pockets combined have only $120 available.