Pocket Protector: If I don't have enough funds in Spend, will Overdraft kick in?

Transactions completed with Pocket Protector will not dip into the available Overdraft in your Spend Pocket.

For example, let's imagine Isabella has $50 in their Car Pocket, $200 in their Spend Pocket, and a $200 limit on Overdraft. They try to make a car payment from their Car Pocket of $340. In this case, their transaction would be declined since their Spend and Car Pockets combined have only $250 available and their Overdraft will not kick in.

This article is intended for ONE customers who currently have an active Overdraft product.