Transactions completed with Pocket Protector will not dip into the available Overdraft in your Spend Pocket.
For example, let's imagine Isabella has $50 in their Car Pocket, $200 in their Spend Pocket, and a $200 limit on Overdraft. They try to make a car payment from their Car Pocket of $340. In this case, their transaction would be declined since their Spend and Car Pockets combined have only $250 available and their Overdraft will not kick in.
This article is intended for ONE customers who currently have an active Overdraft product.